Small Business Practice

It takes a small business to truly understand what it takes to protect one.

Confluence is a privately-held business that has an intimate understanding of insurance and risk need of smaller-to-medium sized businesses because we are one.  We provide insurance advisory and risk ideas to a very broad range of businesses including retail, restaurants, distributors, musical instrument manufacturers, craft food and beer makers, clothing and equipment manufacturers to name a few.  We provide insurance coverage in the areas of:

• Product Liability
• Property and General Liability
• Workers Compensation
• Cyber Liability